Monthly Archives: September 2012

Proper Insurance is Vital When Moving

Moving is always a stressful, tiring, and sometimes frightening time, especially when you are moving a vehicle as well using car transporter services through a website like Household items, personal treasures, and even vehicles need to be moved from one place to another. One of the biggest concerns is that they get there safely, and moving companies and car shipping companies do their best to make sure that this happens. However, there is always the off chance that something will go wrong. This is where insurance comes in. Regardless of where you might be moving, or what items you need to transport, having proper insurance coverage is never something that you should skimp on. The cost of the policy, remember, is always going to be less than replacement or repair of the things you have.

Although all moving companies provide some form of insurance, it may not be enough. Many, only provide what is called valuation insurance. If something unforeseen happens, the articles that are being transported are covered only up to what is considered to be their value and nothing more. This will cover kitchen appliances, furniture, and some other items relatively well, however there are other possessions that will most definitely need more coverage. Obviously, family heirlooms and treasures that are irreplaceable, and sometimes valuable, should be transported carefully, and if possible, by the family themselves. For these items, there may be no actual price that would cover their loss, regardless of the amount.

What some fail to realize, however, is that vehicles may also be under insured with valuation insurance, since estimations on vehicles are often listed far below the actual value. This is where actual full coverage insurance comes in. This insurance will cover the actual cost of replacing items, including vehicles, and should be purchased separately from a reputable agent before the big move. Choosing the right company from to help with the move is, of course, an important factor, and some research, and plenty of references should be used when deciding, however nothing is fail proof.

Car shipping companies and other moving companies obviously do not anticipate any problem when moving home furnishings and vehicles to their new destination, however, many uncontrollable factors such as the weather, can lead to an unexpected disaster. While a tragedy of this kind can never be totally resolved, having the safeguard of extra insurance is one more way to gain a little more peace of mind. Moving is stressful enough without the added worry about the safety of the family’s belongings, and, in the long run, adding insurance is a relatively inexpensive way to solve that problem.


So, You’re Moving…

Selecting a company to move your precious belongings should not be left to chance. Moving can be exhausting and it can also add a lot of tension to a time when you don’t really need it. So, please realize just how important it is that you know some facts before you even begin looking for moving companies. Here are some suggestions that may help. You will want to thoroughly do your homework on this. It is never a good idea to go with the first company you contact without looking further. It’s always possible to come back to one, but if you sign that contract you’re stuck.

If the company is professional, then they will have a site on the web to help you learn everything possible about them. You will also want to check them out with the Better Business Bureau for problems that others have reported against them. In this case, you can benefit from other’s mistakes. Getting quotes is the place to start. There may be a great difference in the cost from various companies. There may also be a great difference in the service you get. Someone who gives you a very low quote may not be the best for you. When you get quotes from a company, you need to be given a list of what is included, and how much say you will have in how things are handled.

One of the questions that you should have ready is the amount of experience the company has and how experienced their workers are. You want to know that your belongings are going to arrive in good condition. Another fact you’ll want to be sure of is the type of insurance they carry, because in the best of circumstances items may get damaged, and you will want to be assured that there will be full coverage. Take the time to hear from others who have used a certain company. In this part of your investigation, friends and family can give you a lot of help.

Those who have moved will have suggestions. They may have companies that they could recommend or some they might suggest that you stay away from. In the case of choosing movers from, you can learn a lot from others. Before signing any contract, find exactly what the company will offer. You may want to pack and unpack yourself. Or you may want a moving company that will come in, pack things up, transport and unpack on the other end, so that you can simply get in your car and meet them at the other end with everything done. And in the case that your items will need to be stored for awhile, the mover you use may also be able to handle that.